Traveling today can seem overwhelming. With all the travel insurance options out there, protecting your trip can seem like yet another daunting task but it doesn’t have to! Let TravelInsuranceMaster.com, recommend the best travel insurance plan for your next trip based on your individual trip details. We partner with the top travel insurance providers to bring a large variety of plans and benefits to one website. Check out some of our tips to protect your next trip and get back to the fun part of traveling!
To find the most travel insurance options for your next trip, you will want to be sure to request a quote early on in your planning process. There are many time sensitive benefits that make purchasing early worthwhile. The best time to buy travel insurance is within 1-21 days of making your first deposit on your trip, depending on the insurance company. At TravelInsuranceMaster.com we partner with multiple providers so you will be able to shop and compare plans all on one website. You can even buy insurance if you have not paid for your trip in full yet. Don’t worry if you need to purchase your travel insurance last minute though! Some plans allow you to buy coverage up until the day before you leave. Although you may not find all the benefits you’d like, you’ll still find comfort in knowing you have coverage for your next trip.
To get started, visit TravelInsuranceMaster.com and request a quote in just a few easy steps. You will be asked for your traveler and trip details including travel dates and trip cost. Trip Cost is defined as your prepaid, non-refundable expenses. Remember, these are not just your hotel, cruise, or flight costs. If your accommodation or rental like an Airbnb is prepaid and non-refundable, you can include it in your total trip cost. The same would apply to your rental car, tickets, activities, and other travel expenses too. Any deposits made towards your trip and transportation costs if prepaid and non-refundable, i.e. they would be lost in the event of trip cancellation or interruption, can also be included. Be sure that your trip cost is accurate so you do not over or under insure your next trip. If you’re purchasing travel insurance early, try your best to come up with an accurate estimate and round up. If necessary, you’ll be able to update your policy later on prior to departure with your provider.
Buying travel insurance early makes you eligible for time sensitive and useful benefits. These include one of the most popular, the Cancel for Any Reason (CFAR) benefit. Cancel for Any Reason will allow you to cancel for any reason whatsoever usually up to 2 days prior to departure for a reimbursement up to 75% of your prepaid, nonrefundable expenses depending on your specific plan. To take advantage of CFAR, you will usually need to purchase travel insurance within 1-21 days of your initial deposit. CFAR does not replace your regular Trip Cancellation benefit though, which would cover you 100% for covered reasons, most commonly when you, your family member, or travel companion gets sick. See your specific plan for coverages, and more details.
You will also want to purchase your travel insurance early if you’re worried a pre-existing medical condition could flare up or reoccur before or during your trip. The Pre-existing Medical Conditions Waiver is a time sensitive benefit that’s usually available the same day or within a set number of days of your initial trip deposit. Without it, a medical condition prior to your policy’s effective date would usually not be covered. Most travel insurance plans have a look-back period that investigates your medical history, anywhere from 2-18 months, to check if your condition appeared or was treated during that time. If you didn’t buy your travel insurance early, look for a plan with a look-back period that’s shorter than the last time you registered your condition with a doctor.
Once you have input all your travel details on TravelInsuranceMaster.com and requested a quote, you will be directed to the Plan Results page. Your recommended plan will be highlighted and you can even filter plan results by customizable filters found on the left-hand side. You can find and filter by benefits like Hurricane and Weather, Hazardous Sports, 24 Hour Assistance Services, and much more. It’s possible there aren’t comprehensive plans available for your trip. In this case, simply select the filter for No Trip Cancellation on the upper left-hand side. These Limited Plans without Trip Cancellation are a fraction of the Comprehensive Plan cost. They’re actually a great option if there’s little time before your next trip, and the chance of trip cancellation is slim or the trip is so important that cancellation is not an option for you. These Travel Medical Plans will provide medical coverage while traveling primarily but not exclusively outside your home country. The plan you select may even include trip interruption and delay, baggage, medical emergency and evacuation, and other benefits. See your specific plan for details and coverages. On the Plan Results page, you can click on the individual benefits under each plan for more information as well as review the certificate before you make a purchase!
Once you have selected the plan that works for you, click Buy Plan, add any additional options, fill in your payment information, and complete your purchase. You’ll receive the plan straight to your email! In addition to the smart recommendation, TravelInsuranceMaster.com does not add anything to the cost of your plan and you’ll have two layers of customer service with your plan provider and TIM.
With TravelInsuranceMaster.com, travel insurance no longer has to seem complicated! In just 3 easy steps, you can easily find the best plan for you and protect your trip from the unexpected.