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Although your credit card may offer travel insurance, it may not provide you with enough protection.
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Get to know one of our Travel Insurance Master affiliates, Joanne of Backpacker Flip Flops. Based in Long Island, NY, she is on a quest to visit 100 countries and all 50 states in flip flops!
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We make finding the best travel insurance for your next trip easier than ever, and our Affiliate Program is just as simple!
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Our website recommends the best travel insurance for your next trip so all you have to worry about is packing your suitcase! However, have you considered the best way to accomplish that?
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Get to know one of our Travel Insurance Master Affiliates, Sara of Cernys' Journeys
www.cernysjourneys.com, Facebook: www.facebook.com/cernysjourneys, Instagram: www.instagram.com/grubesara
Based right outside Chicago, Sara is a family travel blogger and a travel consultant, designing dream vacations for families!
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Get to know one of our Travel Insurance Master Affiliates, Michaela of instagram.com/michaela_romanosmith
Based in New England, Michaela is a travel, food, and lifestyle guru. She enjoys traveling, trying new restaurants and experiences locally and abroad!
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Even if you cannot travel to all your dream destinations right now, use this time to do your research, prepare, and plan! Many travelers know the best days to shop for flights but what about travel insurance?
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Get to know one of our Travel Insurance Master Affiliates, Tatiana of familyroadtripguru.com and instagram.com/family_roadtrip_guru
Based in San Francisco, California, Tatiana has been blogging for 2.5 years and shares a wealth of knowledge about putting together ready to go, educational, fun and affordable family road trip itineraries in North America.
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COVID-19 has highlighted the demand and importance of travel insurance. To truly understand what is covered under the different plan types and find the best protection for your next trip, we wanted to dive into the differences between Trip Cancellation and Cancel for Any Reason (CFAR).
With more providers offering CFAR once again, we are seeing an increased demand for this option. CFAR is offered as part of some comprehensive travel insurance plans, and gives travelers extra protection and flexibility. CFAR allows travelers to cancel for any reason whatsoever as long as they are cancelling within the stated timeframe, usually 2 days before their trip. Travelers with CFAR will receive up to a 75% reimbursement of their otherwise non-refundable prepaid trip costs.
Trip Cancellation plans only allow for cancellation if certain requirements are met. There are many covered reasons for trip cancellation including sudden sickness, injury preventing you from taking a trip, the death of a family member, or natural disaster affecting your home or destination. If a traveler was to become ill with COVID-19 before or during their travels, it would be covered either under the Trip Cancellation or Emergency Medical Claim. Trip Cancellation gives you the ability to receive reimbursement for 100% of your otherwise non-refundable prepaid trip cost. Be sure to read the description of coverage and understand the requirements you will need to meet like proof for cancellation.
To find Trip Cancellation plans and CFAR options, check out our latest tutorial that will walk you through requesting a quote and filtering the results from our trusted partners at TravelInsuranceMaster.com.
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Having a medical emergency far from home can be scary - and expensive.
Is primary coverage necessary, or is secondary coverage enough?
Will secondary coverage leave you vulnerable?
Anytime you travel abroad or domestically, purchasing a travel protection plan with primary coverage is recommended.
Primary coverage is less complicated:
With primary coverage, your clients typically receive reimbursement on eligible losses first, before any other collectible policy. This becomes important when considering the time required to file and process a claim and receive payment.
With secondary coverage, you would need to exhaust benefits from existing policies (i.e. health insurance) and supply proof of their carrier's disposition before filing a claim for the travel protection benefits. A deductible payment may also be required.