travel insurance masterWhether you've purchased travel insurance many times before or never before, there are some common questions at the top of every traveler's mind. We dive into the most common ones and share our favorite travel insurance tips!
WHEN SHOULD I PURCHASE TRAVEL INSURANCE?
Travel insurance should be one of the first things you purchase after you put down your initial deposit on your trip. Even if you have not made your final payment yet, visit TravelInsuranceMaster.com. The trusted smart algorithm will recommend the best plan for you in just a few easy steps, from multiple leading providers. With custom filters, you can easily find the specific benefits you are looking for. Not every travel insurance plan is right for every traveler or every trip so by visiting TravelInsuranceMaster.com you can easily compare plans from all of the providers we partner with at once. Your recommended plan will be highlighted and you can click View Plan for the full description of benefits. Additionally, by purchasing travel insurance online through our website, you’ll have your plan immediately sent to your email, giving you peace of mind, and more time to get back to planning your adventure.
DO I ONLY NEED TRAVEL INSURANCE WHEN I TRAVEL INTERNATIONALLY?
Travel insurance is not just for trips abroad; it can be useful for any trip that takes you 100 miles or more from home. Any type of travel can be affected by delays and cancellations, hurricane and weather, and a lot more. Travel insurance can even provide cost saving coverage for a rental car, and reimburse you for non-refundable prepaid trip expenses like RV rental or campground reservations if you have to cancel or shorten your road trip due to a covered reason. With a variety of benefits for any type of travel, you will find the coverage you need with Travel Insurance Master.
Trip Saver, a benefit with AIG Travel Guard Preferred and Deluxe Plans, includes a benefit up to $2,500 per insured person that may cover additional costs with departing earlier to “save” your trip, like air ticket change fees, transportation, meals and hotel costs. If a storm is coming and an airline has cancelled your flight, but they can accommodate you on another flight up to 3 days in advance, you can take this option and avoid a cancellation of your entire trip that you have been looking forward to! Trip Exchange, another benefit with AIG Travel Guard Preferred and Deluxe Plans, provides coverage for a covered unforeseen event occurring prior to departure, causing you to modify your trip, rather than cancelling it completely. This could consist of moving the trip dates to a future date and/or rebooking the trip to a new destination. If a hurricane recently hit your destination, you can transfer your trip to another destination, and may be reimbursed up to 50% of your trip cost, for any charges incurred due to the change.
IS TRAVEL INSURANCE EXPENSIVE?
There are many factors that determine the cost of travel insurance – that’s why it’s so important to do your homework and Travel Insurance Master does it all for you. By bringing many of the world’s leading providers to one website, you will be able to compare plans side by side, and find your recommended plan and best value for your specific trip.
I THOUGHT MY CREDIT CARD PROTECTED ME WHEN I TRAVEL?
Although your credit card may offer travel insurance, they generally do not offer enough protection. Credit cards offer very minimal travel benefits to protect you from small inconveniences like lost luggage or delays. Trip Cancellation is the most popular plan type travelers look for and most credit cards do not offer this type of broad comprehensive coverage. Emergency medical is another popular benefit that your credit card travel insurance will likely not cover. Emergency medical fills the gap where your regular health insurance may not offer coverage which can be crucial outside your home country. Medical repatriation and pre-existing conditions are generally not covered by most credit cards either, and travel insurance can save you from these costly bills. Be sure to purchase your travel insurance early to be able to take full advantage of these benefits and more. Travel insurance is a way to protect your initial investment for relatively little, and give you extra protection, flexibility, and ultimately peace of mind.
Visit TravelInsuranceMaster.com and fill out the quote request in 3 easy steps. Be sure to check out your specific Plan Details for full description of coverages!
