travel insurance masterThe holiday season always highlights the need for the right travel protection with more travelers in the sky, on the road, and on their way to visit friends and family! Check out our favorite holiday travel tips so you're prepared to make travel memories for the right reasons, not the wrong ones.
PURCHASE TRAVEL INSURANCE EARLY
Remember it’s best to purchase travel insurance early in your travel planning process. As soon as you put down your initial trip deposit, start thinking about trip protection. TravelInsuranceMaster.com makes it simple to request a quote even if you haven’t paid for your trip in full yet. You’ll be able to easily shop and compare plans side by side and purchase a plan.
Shopping early gives you access to time sensitive benefits like Cancel for Any Reason and the Pre-existing Medical Conditions Waiver many travelers look for. For Cancel for Any Reason (CFAR), you will normally need to buy insurance within 1-21 days of initial deposit, depending on the specific plan. Cancel for Any Reason will allow you to cancel for any reason whatsoever usually up to 2 days prior to departure for a reimbursement up to 75% of your prepaid, non-refundable expenses depending on your specific plan. CFAR does not replace your regular Trip Cancellation benefit, which would cover you 100% for covered reasons, most commonly when you, your family member, or travel companion gets sick. If you or someone you are buying insurance for has a pre-existing health condition, you should seriously consider the likelihood of it flaring up or reoccurring before or during your trip. Could it cancel or interrupt your travels? For plans without the Pre-existing Medical Conditions Waiver, normally a medical condition present prior to your travel insurance policy’s effective date would not be covered. Most plans have a look back period which means the plan investigates your medical history, anywhere from 2 to 18 months, to check if your condition appeared or was treated during that time. Look for Comprehensive Plans with a Pre-existing Medical Conditions waiver on TravelInsuranceMaster.com. If you didn’t buy your travel insurance early enough, look for a plan with a look-back period that’s shorter than the last time you registered your condition with a doctor.
DON'T JUST RELY ON CREDIT CARD BENEFITS
It's always very important to remember that even if your travel credit card offers travel insurance, it’s often minimum generic coverage which doesn’t protect much. Credit cards rarely offer Trip Cancellation which is one of the benefits of the comprehensive plans most travelers opt to purchase. Don’t wait until it’s too late to find out you should have elected to purchase more coverage. A stand-alone travel insurance plan like one from TravelInsuranceMaster.com is the best way to find exactly the right plan and benefits to suit your needs. Travel Insurance Master partners with a number of the world’s leading providers to bring a large variety of plans and benefits to one website. This gives you the ability to easily find your recommended plan and value in just a few steps but also compare that plan side by side with similar ones.
BE A SMART TRAVEL INSURANCE SHOPPER
Utilize customizable filters on the Travel Insurance Master website to narrow plans down by specific benefits, and coverage limits if applicable. If you are taking part in riskier than normal activities and winter sports, like skiing or snowboarding, you may want to filter by adventure sports. When you’re traveling to a foreign place, you should seriously consider Emergency Medical coverage. It's common to find that your US health insurance plan won’t be accepted in other countries and comprehensive travel insurance can save you from a costly bill and from even paying out of pocket. Always review your specific policy for details and coverages.
TAKE ADVANTAGE OF THE FREE LOOK PERIOD
The holidays can be one of the busiest times of the year! If you purchased travel insurance early on in the planning process and didn’t have a chance to review your policy fully, be sure to take advantage of the Free Look Period. During this time, usually 10 days after purchase depending on your specific plan, you’ll be able to review your policy. Take this time to go over it thoroughly. If something doesn’t seem like a good fit for your trip, you can cancel, receive a refund, and purchase another plan.
During the holidays, and all year round, be sure to protect your trip with travel insurance! Visit TravelInsuranceMaster.com and enter your trip details in just a few easy steps. You’ll find your recommended travel insurance plan and best value from one of our many trusted providers, as well as side by side comparisons of other plans that may be a good fit. You can even utilize customizable filters to narrow down plans by the benefits most important to you. Select the plan you’d like to purchase, fill out your payment details, and receive the plan straight to your email!
Holiday vacations can actually be hassle-free with Travel Insurance Master!
