travel insurance masterAt Travelinsurancemaster.com, we are proud to bring you the latest in travel insurance from a wide array of policies to numerous useful benefits to updates on claims processes! Check out the newest useful update from one of our trusted providers, IMG!
IMG is excited to announce the release of their new online health claims submission portal! This will allow travelers with a number of their products to easily submit new medical claims and supporting documentation via MyIMG.
If you purchased one of the below plans or have one of the below products with your IMG Plan, you'll likely need to make a MyIMG account to start your online claim. Don't worry though, it's actually very simple! You'll need your certificate number or Insured / Member ID to get started.
We love partnering with providers that offer online claims as it's easy to start the process even while you're still on your trip. IMG's latest release makes it faster, easier, and features a user-friendly interface to vastly improve your experience.
The products that have access to this new online health claims experience from IMG include:
- Patriot Travel Series (Lite, Plus, Platinum, Multi-Trip)
- Visitors Care
- Visitors Protect
- GlobeHopper Senior
- Patriot Exchange Program
- Student Health Advantage
- Outreach Travel Medical Insurance
- MP+ International
- Global Medical Insurance
- GEO Group
- International Marine Medical Insurance
Remember, anytime the unexpected happens on your trip, it's always best to start collecting documentation and receipts just in case you need to support a claim. Every claims situation is going to be different, and so there are a few differences in how you will need to respond to them.
Please keep in mind that if an emergency arises, contact your insurance company as soon as reasonably possible! Each policy includes a claims phone number and 24-hour assistance phone numbers for both inside and outside of the United States, ensuring that you can get in touch with your insurer at any time. If you are traveling internationally you will need to make a collect call with the out-of-country emergency number.
In a case where you are going to have to cancel your trip prior to departure, contact your insurer immediately. They will advise you on how to proceed with filing the claim and will also inform you of what documentation they will need to see.
If a medical emergency arises while you are traveling, again you will want to contact the company as soon as reasonably possible. The reasons for this are two-fold:
Some companies will require pre-certification, or that you contact the company before receiving medical treatment or having an evacuation performed. Naturally, if you're in a dire medical emergency you would want to seek care immediately and worry about claims once you're stable.
You will need to know what documentation will be most important for you to have with you before returning home.
One fact that cannot be stressed enough is to save your receipts and proof of expenses so that you can be accurately reimbursed, whether it be costs due to a delay of travel for hotel or meal, or medical records for emergency treatment received. This is especially important for medical care received overseas, as it can be incredibly difficult to get this paperwork once you have returned home. For filing a claim, nothing is more important than having accurate documentation for your loss.
After a provider pays a claim to a traveler, they will typically "subrogate" to seek reimbursement from any other collectible sources that may be available. These other sources could be other insurance policies or travel suppliers to recoup some or all of the claim that was paid. The travel insurance plan you purchase will have more details on this in the certificate that Travel Insurance Master emails to the primary traveler.
Sometimes, a claim is denied by the travel insurance company. When this happens, Travel Insurance Master customers have the option to have their claim reviewed by our Customer Care Team.
With travelinsurancemaster.com, you can find comfort in knowing you have the ultimate peace of mind no matter where you're headed in the new year!
