travel insurance masterWhether you're driving, flying, or cruising, your next vacation should be one to remember for all the right reasons, NOT the wrong ones! Easily protect your investment and give yourself the ultimate peace of mind with your recommended travel insurance!
Whether you're keeping it domestic and heading on a road trip to a National Park or Disney, or traveling internationally on a cruise or flying, one thing is always for certain - the need to protect your trip. Did you know travel insurance is just as important for a domestic trip that takes you 100 miles or more from home, as it is for an international trip? The reason is that whether you’re traveling just miles instead of oceans away, the unexpected can really happen anywhere.
DON'T GET OVERWHELMED BY ALL THE OPTIONS OUT THERE!
Even if you’ve purchased travel insurance before, you may not realize the best time to purchase travel insurance is usually the same day or within a set number of days of your initial trip deposit. Don’t wait to visit TravelInsuranceMaster.com to request a quote and find your recommended travel insurance in just a few super easy steps! Purchasing travel insurance early on in your planning process will give you access to some of the most popular benefits.
Cancel for Any Reason or CFAR gives you the most flexibility with your trip. Just like the name suggests, you’ll be able to cancel for any reason whatsoever usually up to 2 days prior to departure for up to 75% reimbursement of your prepaid, non-refundable travel expenses. It’s important to note CFAR does not replace your normal Trip Cancellation benefit which gives you the ability to cancel your trip before it starts for an eligible covered reason to receive reimbursement for 100% of your trip cost. There are many covered reasons for Trip Cancellation, most commonly when you or your travel companion suddenly fall ill or sustain an injury that prevents you from taking your trip. See your specific plan for details and the requirements you will have to meet.
Another reason to purchase travel insurance early on is to take advantage of the Pre-existing Medical Conditions Waiver. For plans without it, normally a medical condition prior to your travel insurance policy’s effective date would not be covered. Most plans have a look-back period, anywhere from 2-18 months, to see if you condition appeared or was treated then. If you or someone you are buying insurance for has a pre-existing health condition, you should seriously consider the likelihood of it flaring up or reoccurring before your trip. If so, the good news is the pre-existing medical conditions waiver normally doesn’t add to the cost of your plan – look for it the next time you shop for travel insurance! If it’s too late to add the benefit to your plan, see if you can find a plan with a look-back period that’s shorter compared to when you last registered your medical condition with your doctor. I.e. if the last time you called your doctor was 63 days ago and you purchase a plan with a look-back period of 60 days or less, you technically do not have a pre-existing condition and do not need the waiver.
TRAVEL INSURANCE IS STILL IMPORTANT FOR ROAD TRIPS AS WELL AS FLIGHTS!
If you’re hitting the road or taking off on a flight to your destination, you’ll definitely want to purchase travel insurance.
The Trip Cancellation and Trip Interruption can be useful in both situations if you have to cancel or cut your trip short due to a covered reason. Most commonly this is due to you, a family member, or a travel companion getting sick. Plus on a road trip, you may have other things factored into your trip cost, or your prepaid and non-refundable expenses, which may be eligible for a 100% reimbursement. This can include hotels, accommodations, RV rentals, or even concert or event tickets. Always be familiar with your plan, its coverages, limits, and what would be required from you for a successful claim.
Many times travelers will fly to their destination then rent a car or even an RV! Purchasing rental car coverage at the agency can be very costly, but driving one unprotected can also come at a huge price if something happens. Many travel insurance plans actually include an option to add a Rental Car Benefit that will help mitigate exposing yourself to additional risk. You can easily filter by this benefit on our website to narrow down the best plans for your trip with it. Even if your regular auto insurance has rental car coverage, if you rely on that alone, you may be risking higher rates for years down the road if something happens.
TAKING A CRUISE?
Although your cruise may offer their own insurance, it’s always important to familiarize yourself with what is actually covered. You don’t want to wait until it’s too late to find out you should have purchase standalone travel insurance. Benefits of a plan from TravelInsuranceMaster.com include Emergency Medical and Evacuation, Trip Cancellation, CFAR, Pre-existing Medical Conditions Waiver, Hurricane and Weather protection, and more. Once you begin the free quote request on TravelInsuranceMaster.com, you will be prompted to select your trip type – cruise, air, tour, or other.
ADVENTURE AWAITS
The best part of any vacation is all the adventures and memories to last a lifetime! Don’t let your travel plans be overshadowed if you choose to forego travel insurance. A travel insurance plan is a relatively small fraction of your overall travel budget and gives you invaluable peace of mind.
Think of travel insurance as a safety net or helping hand if something does not go as planned. Many travel insurance plans even include a 24-Hour Assistance Service that starts as soon as your trip does. If you lose a bag, experience a medical emergency, or your vehicle is stolen, they’ll be ready to help with referral services and more.
Don’t wait until it’s too late! As soon as you start planning and put down your initial trip deposit, visit TravelInsuranceMaster.com. We partner with the world’s top providers to bring a large variety of plans and benefits to one website. In just a few super easy steps, we’ll recommend the best plan and value for your specific trip and provide side by side comparisons. Looking for one of the benefits you just read about? Use the smart filters on the left-hand side of the Plan Results page to narrow down exactly what you are looking for. When you’re ready to purchase, click Buy Plan, fill out the purchase form, and receive the plan straight to your email! You'll find comfort in knowing your well protected with TravelInsuranceMaster.com!
