travel insurance masterAs the seasons begin to change, it’s the perfect time to think about upcoming trips for the fall and beyond, as well as the best way to protect your travel plans! Check out our recommendations for a New England adventure and tips for finding the best travel insurance.
Whether you’re taking in the changing fall foliage, or planning a ski trip later in the winter, New England is a year-round destination! As a Boston-based business, the team at Travel Insurance Master is lucky to have some of the best leaf peeping and winter sports just a short drive away. Not every traveler is as close though, and that’s why it’s important to consider just how far away you are from any destination when you’re thinking about how to protect your travel investment. Even a long weekend road trip can add up to a significant amount of money, and a plan from TravelInsuranceMaster.com will provide you with the peace of mind you need and protection from the unexpected. Travel insurance is an important part of any trip that takes you 100 or more miles from home, including a domestic trip and road trip too!
In just easy 3 steps you can quickly find your personalized recommendation on TravelInsuranceMaster.com from the top travel insurance providers. You will be able to shop and compare plans side by side but first you will need to accurately calculate your trip cost. Your trip cost is your prepaid, non-refundable expenses. Whether you choose to stay at traditional accommodations like a hotel or resort, or even a short-term rental like an Airbnb or VRBO, anything that’s prepaid and non-refundable should be included. Our marketing and affiliate manager, Chelsea, recently stayed at Birch Knoll on Paugus Bay in the Lakes Region of New Hampshire and hopes to return this fall! Like all New England destinations, each season has its own distinct and special beauty that you will want to experience.
Plans can change at any moment though. Consider whether you could have to cancel your trip due to work reasons, illness, or something else. If you think something could come up, you should consider purchasing a Comprehensive Plan or a plan with trip cancellation and travel medical options. If you want the ultimate flexibility, consider a Comprehensive Plan with Cancel for Any Reason, which allows you to do just that for any reason whatsoever up to 2 days prior to departure for a reimbursement up to 75% of your trip cost, depending on your specific plan. Be sure to buy early as plans with CFAR normally need to be purchased within 1-21 days of your initial trip deposit. CFAR also does not replace your regular Trip Cancellation benefit which would cover you 100% for covered reasons, most commonly when you, your family member, or travel companion gets sick. Review your plan for specifics on coverages and more.
Looking to fill your itinerary with adventure sports? Hitting the slopes with your skis or snowboard, or taking part in another riskier than normal activity? You can easily filter by these benefits and more by utilizing the customizable filters on the left-hand side of the plan results page after you request a quote. Select from one of the benefits like Hazardous or Amateur Sports to narrow plans down that include them. Scroll to click the benefit you’re interested in under each plan for a description of the coverages that are included. For more details simply click on each policy’s Plan Details or View Certificate buttons at the top of the page. Once you’ve selected the plan you’re interested in purchasing, click Buy Plan. Add any additional optional benefits on the purchase page and the plan price will update automatically. Complete the purchase form and place your order. Your plan will be immediately sent to your email for easy reference!
Now that you’re ready with your trip plan and travel insurance, you’ll want to be sure you’re prepared in the event of a claim. Whether it’s a New England road trip, or a flight, tour, or cruise, you’ll want to keep our tips and tricks in mind. When you’re packing it’s not only a good idea to have your contact info in your luggage, but also to take photos of what you’ve packed. In the event your belongings are lost or stolen, this can help with your claim. Additionally, consider holding onto receipts for important items you plan on bringing with you. Proof of expenses or loss, and receipts are also key for many types of claims like a covered delay. If you have to stay an extra night, purchase extra meals, or replace lost or stolen belongings, save those receipts too. It’s better to have them and not need them, than to not have them when you do.
While you’re on your trip, keep in mind if an emergency happens, you’ll want to contact your insurance company as soon as reasonably possible. The policy you were emailed includes a claims phone number and a 24-hour assistance phone number for both inside and outside the United States. If you’re traveling internationally, you will need to make a collect call to the out-of-country emergency number. Contacting your insurer also helps in case they need to pre-certify a medical treatment, as well as find out what kind of documentation you will need for your claim before you return home.
Depending on your provider, there are different steps you will take to File A Claim. Visit the Travel Insurance Master Filing a Claim page to easily find their contact information and steps you will need to take. Like many other industries, the travel industry and our travel insurance providers, are experiencing staffing shortages and the number of claims with the pandemic, flight issues, and more, may cause a delay in your claim being processed. Normally a travel insurance claim will be approved or denied within 15 – 45 days but it may take longer during this time.
Ready to protect your next trip? Whether you’re visiting our Boston home, or elsewhere in New England, or around the world, travel insurance is always a good idea! Request a quote and purchase the ultimate peace of mind easily in just minutes today at TravelInsuranceMaster.com.
