travel insurance masterA National Park adventure, or RV road trip can be a fun way to experience a new place and a new season. However travel insurance should always be at the top of your travel checklist on this and any trip that takes you 100 miles or more from home. Review our tips below as you start planning to hit the open road!
The unexpected can happen on any trip, domestic trips and road trips included. To protect yourself and your travel investment, it’s a good idea to find your recommended travel insurance plan on TravelInsuranceMaster.com. In just a few super simple steps, Travel Insurance Master recommends the best plan and value for your specific trip so you don’t get caught over paying for coverages that don’t suit your needs, or get overwhelmed by all the options out there. We partner with the top travel insurance providers we know and trust to bring a large variety of plans and benefits to TIM. This way, you can easily shop and compare plans side by side, and make a purchase, all on one website.
Trip Cancellation and Trip Interruption
If you have to cancel or cut your road trip short for a covered reason, most commonly when you, your family member, or a travel companion gets sick, you may be eligible to receive a 100% reimbursement of your otherwise non-refundable prepaid trip costs. On a road trip this trip cost can include hotel, or other accommodation reservations, and even an RV rental! Have your own RV? If your campground reservations are prepaid and non-refundable, those are part of your trip cost too. Did you purchase non-refundable theme park, concert, or other tickets as part of your itinerary? Yes, those may be covered!
Rental Car
In addition to RV Rental, you can also find coverage for your rental car on TravelInsuranceMaster.com. Simply filter by this benefit on the lefthand side of our website’s plan results page after requesting your quote. A plan at your rental car agency can be costly and even if you are able to utilize your regular auto insurance to cover rental car damage, this can give you higher rates for years in the event of an accident. The Rental Car Benefit available with some travel insurance plans will allow you to forego exposing yourself to this additional risk. An educated purchase is always the best purchase. Don’t wait until you get to the car rental counter to look over policy details. Read all applicable policies including those from your travel insurance provider to make the best decision for you!
Medical Emergencies and Evacuations
Anytime you travel the unexpected can happen. Travel insurance is not just for trips abroad and medical emergencies can happen anywhere! That’s why travel insurance is truly so important. In the event of an unexpected illness or accident, you’ll be happy to have Emergency Medical and Evacuation benefits with your travel insurance plan.
Travel Medical Insurance provides coverage above and beyond your regular health insurance provider. On international trips, this will help fill the gap where your regular health insurance may only provide very little or no coverage outside your home country – with road trips, think Canada or Mexico. On domestic trips, it’s important to also consider the cost of your copay, out-of-network providers, or deductible. Unexpected evacuation can also come at a huge cost. If you have an emergency and need to be airlifted, you’ll be happy to have the right insurance. You can even find or purchase Hospital of Choice coverage as a part of special Emergency Medical Evacuation policies or included in some comprehensive plans. Don’t leave your trip or yourself unprotected, be sure you have the proper coverage before you leave home!
Protect Your Belongings
When you travel anywhere, whether you fly or drive, you will want to ensure you have the right baggage coverage for your trip. If your luggage or belongings are lost, damaged, or stolen, you may be eligible for reimbursement up to your coverage limits. Be sure to keep any documentation that you’ll need to prove your items are missing or stolen, and receipts too. We recommend taking a photo of your items packed in your luggage for your records. If you find yourself in this unfortunate situation, contact your travel insurance provider for advice and next steps.
Travel Assistance
Speaking of advice while you’re on the road, the 24-Hour Assistance Services provided by most travel insurance companies can be an extremely useful resource. This service will normally become available to you once your trip starts and it can help with lost or stolen items as noted above but also with medical referral services, replacement of prescription medication, pet and vehicle return, and much more. Check out your specific policy for what your provider offers! After requesting a quote in just 3 easy steps on TravelInsuranceMaster.com, the results page allows you to click View Certificate under each plan for full description.
What are you waiting for?
Don’t leave even your domestic trip or road trip up to chance! The small investment for the right travel insurance plan for your next trip will give you the ultimate peace of mind that you never want to leave home without. Find your recommended plan and side by side comparisons all at TravelInsuranceMaster.com.
