travel insurance masterAs holiday travel continues, and you start to plan for new year time off, these travel updates will help you prepare for any adventure! Make your next flight as hassle-free as possible with these tips and the right travel insurance.
Starting December 6, the CDC requires all international air passengers, regardless of vaccination status or citizenship, to show a negative COVID-19 viral test taken no more than 1 day before travel to the United States. You must show your negative result to the airline before you board your flight. This applies to all passengers 2 years or older flying into the United States.
Be sure to bring a mask (or several)! Federal law requires all travelers age 2 or older to wear a face mask that fully covers their nose and mouth. These must be worn in the airport including at customer service counters and kiosks, lounges, gates, and baggage claims, and during the entire flight, expect when eating or drinking.
For the most up to date information be sure to visit cdc.gov, and/or your airline website for full details and requirements.
With the everchanging travel landscape, it’s important to protect your next trip with the right travel insurance. No trip is one size fits all, and your travel insurance plan shouldn’t be either. If you’re beginning to plan your next getaway, the best time to start looking for travel insurance is as soon as you pay your initial trip deposit, even if you haven’t paid in full yet. This will give you the most options, including time sensitive benefits like Cancel for Any Reason and the Pre-existing Medical Conditions Waiver.
If you’re looking for the Cancel for Any Reason (CFAR) benefit, you will normally need to buy insurance within 1-21 days of initial deposit, depending on the specific plan. The CFAR benefit allows you to cancel for any reason whatsoever usually up to 2 days before departure for a reimbursement up to 75% of prepaid non-refundable trip expenses, depending on your specific plan. CFAR is an additional benefit that does not replace your regular Trip Cancellation benefit. Trip Cancellation plans cover 100% of non-refundable prepaid trip costs if certain requirements are met like if you, your family member, or travel companion gets sick. All of the Trip Cancellation plans at TravelInsuranceMaster.com cover trip cancellation or interruption if you get sick or test positive with COVID-19. Some plans even cover cancellation if a family member contracts COVID-19 and requires your care or their case is life threatening. All cases must be certified by a physician. See your plan details for information like proof of cancellation, coverage limits, and more specifics.
If you or someone you are buying insurance for has a pre-existing health condition, you should seriously consider the likelihood of it flaring up or reoccurring before or during your trip. Could it cancel or interrupt your travels? For plans without the Pre-existing Medical Conditions Waiver, normally a medical condition present prior to your travel insurance policy’s effective date would not be covered. Most plans have a look back period which means the plan investigates your medical history, anywhere from 2 to 18 months, to check if your condition appeared or was treated during that time. Comprehensive plans with a Pre-existing Medical Conditions Waiver will give you coverage if you buy your plan the same day or within a set number of days after your first trip deposit. The good news is it usually doesn’t add to the cost of your plan! As always, be sure to read the plan document for full details on coverage.
In today’s world, you can never be too prepared. The unexpected can happen on any trip, and travel insurance is a small investment for all important peace of mind. Travel insurance can also help you meet foreign tourism requirements in many countries. Although we recommend purchasing travel insurance early on in your travel planning process, some plans allow you to purchase coverage up until the day before you leave.
Visit TravelInsuranceMaster.com to request your quote and find your recommended plan from the top travel insurance providers in 3 easy steps!
